Best Cash Advance Apps for Rideshare Drivers

Sometimes, as a rideshare driver, you may need $250 to cover you over until your next payment comes in. It is difficult for gig workers, rideshare drivers, freelancers, and self-employed to achieve cash advance. Banks and many trending cash advance apps require you to have a specific regular income.

While financial uncertainty can be very stressful, there’s still hope! If you’re sailing in the same boat and looking for the best cash advance apps for rideshare drivers or other gig workers, we’re here to get you covered.

10 Best Cash Advance Apps for Rideshare Drivers Like Uber, Lyft, DoorDash… 

If you’re working as an independent rideshare driver and looking for cash before your next payment arrival, thinking about a cash advance app might be a good option. We’ve pulled the top ten cash advance apps for gig workers like rideshare drivers.

Giggle Finance

Giggle is a unique platform dedicated to gig workers and providing transparent financing to drivers working for rideshare companies like Uber and Lyft. You don’t need a credit score as a requirement to apply for a cash advance. You can borrow up to $5,000; the repayments are automatically deducted from your earnings.

The application process is easy, and if you’re approved, the money will be in your checking account within a few minutes. The only requirement is that you should be working for at least three months and afford to repay on the agreed date.

Pros of Giggle

• No credit check required
• Get instant cash advance up to $5,000

Ualett

Like Giggle, Ualett is known as a cash advance app for rideshare and delivery drivers. Rideshare drivers apply and get funding within business hours after getting approval. Ualett has over 200k users and is still growing day by day. It offers loyalty and unique benefits programs exclusively for gig workers and drivers.

The application process is simple, and rideshare drivers can download the Ualett app, available on Android and the App Store.  Just create your profile, and AI-powered AI will complete the rest of the work. Ualett offers flexible repayments that help rideshare drivers access cash advances on terms they can afford.

Pros of Ualett

• No credit pull or Social Security number required
• Active customer support with many options like phone, email, and live chat

Dave

Unlike other cash advance apps, Dave is unique as they don’t look into your income; instead, they link to your bank account to check how much advance you can afford. Typically, Dave offers you a cash advance of up to $500.

Dave did not require a credit check. For receiving funds, you have two options: either instantly transferred for a small fee, or if you can wait, then it takes a standard time of a few business days. Dave app doesn’t charge interest rates or late payments; you can choose repayment time, which is usually your next paycheck date.

Along with cash advances, Dave has a long list of available side hustles that gig workers love and help them when they avoid cash advances.

Pros of Dave

• Doesn’t require a credit check
• Opportunities to find more side gigs
• Doesn’t charge interest or late fees

Cash App

By 2024, Cash App has over 57 million active users and had over 528 million transactions. Luckily, the Cash App Borrow feature allows users, including gig workers and rideshare drivers, to instantly borrow cash advances from $20 to $200 within a few minutes.

Cash App includes a 5% fee for every time you borrow, but it doesn’t charge a monthly fee like other apps available. To boost your approval chances, you must secure a specific credit score and deposit at least $1000 into your Cash App wallet monthly.

Pros of Cash App

• Easy-to-access built-in-functionality
• Longer repayment term than most apps
• No monthly membership fee

Cleo

The Cleo app allows borrowers, including rideshare and delivery drivers, to borrow cash advance within 24 hours, and once they pay it back, they apply for a new one. This feature makes the Cleo app unique from other cash advance apps available, which may require up to 2-4 days between advances.

Cleo also allows you to reschedule your repayment due date as per your affordability. Plus, it welcomes gig workers, freelancers, and self-employed to access advances at no minimum recurring deposit mandatory. So, it’s a good instant cash advance for Uber, Lyft, DoorDash drivers, and other gig workers.

Pros of Cleo

• New advance available after 24 hours
• One-time due date extension
• Doesn’t require direct deposit

Earnin

Earnin is a cash advance that allows rideshare drivers and other gig workers to instant access up to $150 per day from their earned income and up to $750 per pay cycle. Rideshare drivers need to submit their employment information and connect their bank account with the Earnin app to get verified.

There are no extra fees to use Earnin, and you’ll get paid even faster. However, rideshare drivers must pay extra to access their Lightning Speed feature, which promises a quicker turnaround. Earnin claimed to achieve $10 billion in members and over 125 million transactions with more than 2.5 million active users by 2025 year.

Pros of Earnin

• No membership fee
• No credit checks or interest charges
• Can access up to $750 per pay period
  

GigsCheck

GigsCheck.com offers an instant cash advance of up to $2,500 for rideshare and delivery drivers. The app has announced installment loans for gig workers, allowing them to borrow up to $5,000 for extended periods.

As compared to other cash advance apps, GigsCheck gives instant approval and funding within 10 minutes*. This could be very helpful if you’re earning stable and expected income from rideshare driving but are struggling financially and need money as soon as possible. It can also act as your cash advance backup. Usually, they accept bad credit and have no credit check process.

Pros of GigsCheck

• Works with Uber and Lyft
• Instant cash advance up to $2,000
• No fees of any kind

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Brigit

Brigit supports rideshares drivers and other gig workers to access cash advances from $50 to $250, with a monthly subscription fee. Brigit app gives repayment flexibility by letting them extend their due payment date up to three times. It also offers credit-building and budgeting features to its users for a strong financial hold.

Your cash advance delivery takes 2-3 days, although you get faster payment with Brigit’s Premium subscription. Brigit has helped its more than 100,000 users and gig workers to cover their short-term cash flow challenges. Brigit will expect to generate revenues between $215 million and $230 million in 2025.

Pros of Brigit

• Preventative overdraft notifications
• Can extend payment due date three times
• No interest or late fees

Fundo

Fundo is a platform that offers cash advances to gig workers, small businesses, freelancers, and self-employed up to $10,000. If you are eligible, you get funds as soon as the same day of application (fees applicable). With Fundo, you don’t need to pledge for a personal guarantee, and it offers discounts for early repayment.

Fundo is best for small businesses and individuals who do not qualify for traditional banking options or less expensive financing but can afford to repay the advance quickly.

Pros of Fundo

• Same-day funding possible
• Cash advances up to $10,000
• Discounts for early repayment

Moves (Closed)

Moves is a dedicated banking app specially designed for gig workers and professional independent drivers that helps them track their earnings. It offers cash advances of up to $2,000. Just download the app from the Android or App Store and connect your income platforms to track your earnings. Once you receive a deposit from your income platforms, Moves will notify you about how much you may qualify for a cash advance. If you continue using the Moves app, you’ll be eligible for more considerable cash advances.

Once your cash advance is approved, funds will be in your account within minutes. You’ll need to pay a one-time fee and a small percentage of each gig deposit made to your account as a part of your repayment. Moves app allows cash advance early settlement at no cost.

Pros of Moves

• No credit checks required
• Quick cash advance up to $2,000
• Partners with many popular rideshare, delivery, and gig worker apps